# What is BuildrWealth Membership? A paid education and implementation program. Our team helps you build and run the Flywheel with the crypto you already hold, in a wallet only you control. Written by [Jake Call](https://buildrwealth.com/learn/authors/jake-call/) Nov 11, 2026 5 min read ![The BuildrWealth Membership card, a gold metal card with the BuildrWealth wordmark, the word Membership, and the three phases Build, Operate, Protect](https://buildrwealth.com/images/learn/membership-card.png) BuildrWealth Membership is a paid education and implementation program: our team helps you build and run the Flywheel, a rules-based digital asset allocation system, with the BTC, ETH and stablecoins you already hold. Your crypto stays in a wallet only you control, membership starts at $6,000 a year, and we recommend it for long-term holders with $20,000 or more in crypto. We are not a fund and we do not manage money. We teach, we check your work, and you make every decision and sign every transaction yourself. Who this is for **For:** long-term crypto holders who want what they hold to work for them without selling it, and who want a team beside them while they set it up. We recommend $20,000 or more in crypto. That is a recommendation, not a requirement. The next step is a free call, where we tell you honestly if it fits: [Book Your Free Flywheel Game Plan Session](https://buildrwealth.com/game-plan/). **Not for:** anyone looking for trading signals, or for someone else to hold and manage their money. If you have less than $20,000 in crypto, start with our free [GPS Foundations](https://buildrwealth.com/gps-foundations/) course and come back when you're ready. ## Three names, three things People mix these up, so here they are side by side. | Name | What it is | | --- | --- | | BuildrWealth Membership | The product: what you join and pay for. | | The GPS System | How we build it with you, in three phases. | | The Flywheel | What you end up running in your own wallet. | The Flywheel has three Layers and a Plan. The **Core** is the digital assets you keep, counted in units. The **Engine** holds liquidity positions that earn fees. The **Reserve** is stablecoin capital the Plan draws on. The **Plan** is every decision written down in advance, and it holds no capital. The model behind it is the Crypto Flywheel™ model, which Luminary One publishes in a free whitepaper at cryptoflywheel.com. The GPS System takes you there in three phases, each one evolving the last: 1. **Phase 1, Build Your Foundation.** You move your units to a self-custody wallet only you control and write your Plan. Nothing is borrowed yet. 2. **Phase 2, Operate Your Flywheel.** The Engine is funded with stablecoins borrowed against the Core, with the Reserve behind the loan. 3. **Phase 3, Protect Your Portfolio.** A deeper Reserve, and drawdown rules written for when markets turn. ## What members get - **The GPS System:** six courses across the three phases. - **Your Plan:** write your own with our framework and tools, or build a customized Plan with our team. - **Weekly Alpha,** every week: one market read and the positions worth watching. - **Fortnightly Flywheel,** every two weeks: how we're operating our own Flywheels, with live Q&A. - **Live Flywheel Workshops,** every month: members-only sessions where we look at your portfolio. - **The support desk and community,** any day: straight answers from our team and other members. - **The software:** Metrix Finance to track every position and alert you before one goes out of range or nears liquidation, BuildrWealth AI inside Metrix AI, and the Crypto Flywheel app's calculators, backtesters and templates. Metrix Finance and cryptoflywheel.com are both run by Luminary One, the company that owns BuildrWealth. We link to them because members use them, and we would rather say so plainly. ![The Crypto Flywheel app building a Prime Flywheel, with the assets chosen, the start month split into the Core, the Engine and the Reserve, its price line, and the five Flywheel checks](https://buildrwealth.com/images/proof/crypto-flywheel-app.webp) The Crypto Flywheel app, one of the tools members use to plan a Flywheel before any money moves. The figures on screen are a plan, not a result. ## What it costs Membership starts at $6,000 a year. There are different levels of support, and we go through them on the free Flywheel Game Plan Session, along with whether it fits you at all. The fee pays for teaching, tools and our team's time. It does not buy a result, and nobody can honestly promise you one. ## How to start 1. **Free, on your own:** [GPS Foundations](https://buildrwealth.com/gps-foundations/), four video lessons, about an hour, on how a Flywheel is set up before a dollar goes in. 2. **Free, with us:** a 30-minute call on what you actually hold. [Book Your Free Flywheel Game Plan Session](https://buildrwealth.com/game-plan/). 3. **If it fits and you join,** Phase 1, Guiding Principles, starts with custody: your units in your own wallet, and your Plan on paper. To see who has done it, [Member Success](https://buildrwealth.com/member-success/) has members' own videos, interviews and wins. ## What can go wrong What can go wrong - **You can lose money.** Digital assets are volatile and can lose value, including all of it. Other members' results don't predict yours, and no outcome is guaranteed. - **Custody is yours, and so are the signatures.** We never hold, move or have access to your crypto. You sign every transaction, so one wrong signature is yours too. That is why everything runs on written standards, with small amounts first. - **Borrowing adds risk.** From Phase 2, Productive Capital, you borrow stablecoins against the Core. That adds interest, and the Core can be liquidated if prices fall far enough. Borrowing stays within a limit set in advance, with the Reserve behind the loan, which lowers the risk without removing it. - **Positions can lose value.** The Engine can end up worth less than what was borrowed to fund it. - **Protocols and issuers can fail.** A protocol or a stablecoin issuer can fail, which is why each is vetted before money goes in. Vetting is not a guarantee. - **The fee is a cost of its own.** It is paid whatever the market does. ## Questions ### Is BuildrWealth legit? BuildrWealth was founded in February 2023 by Jake Call, and has worked with 400+ crypto investors since. It is a Luminary One business, based in Dallas, Texas. On Trustpilot it holds a TrustScore of 4.7 out of 5 from 39 reviews (as of 13 October 2026), and you can [read every review on Trustpilot](https://www.trustpilot.com/review/buildrwealth.com). Members' own videos and wins are on [Member Success](https://buildrwealth.com/member-success/). We never take custody of your crypto, so at no point do you hand us money to manage. ### Is it BuildrWealth or Builder Wealth? BuildrWealth, one word, with no second e. If you searched for Builder Wealth, you found us. ### How much does BuildrWealth Membership cost? It starts at $6,000 a year. The levels of support are shown on the free Flywheel Game Plan Session. ### Do you hold or manage my crypto? No. Your crypto stays in a wallet only you control, from the first session to the last, and you sign every transaction yourself. BuildrWealth is not a registered investment adviser, and nothing we publish is financial advice. Next step Book a free Flywheel Game Plan call For portfolios of $20,000 or more: we map a Flywheel onto what you hold, and tell you honestly if it fits. [See if it fits](https://buildrwealth.com/game-plan/) Elsewhere in the network - [The Crypto Flywheel™ model](https://cryptoflywheel.com/) - [Track it in Metrix Finance](https://metrix.finance/) Written by [Jake Call](https://buildrwealth.com/learn/authors/jake-call/) Founder, Luminary One Jake Call founded BuildrWealth in February 2023 and Metrix Finance that August. He started out as a DeFi Research Analyst at Debut NZ, a New Zealand managed fund, researching protocols and building portfolios. He is an author of the whitepaper Luminary One published in October 2026. He helps investors replace gut calls with a system where every dollar has a job and every risk has a rule. Published Nov 11, 2026 ## Sources 1. [BuildrWealth Membership, the homepage (what is included, the price, the disclosures)](https://buildrwealth.com/) 2. [About BuildrWealth (the company, and what we are and are not)](https://buildrwealth.com/about/) 3. [BuildrWealth reviews on Trustpilot](https://www.trustpilot.com/review/buildrwealth.com) Education only, not financial advice, and not offered as advice in any country. Digital assets can lose value, including all of it. Crypto Flywheel™ is a trademark of Luminary Assets LLC dba Luminary One. [Published by Luminary One](https://luminary.one/) --- This is the Markdown version of https://buildrwealth.com/learn/what-is-buildrwealth-membership/. The index of every page on this site is https://buildrwealth.com/llms.txt.