Luminary Assets · Day 3 Bonus
Flywheel Calculator.
Tune the four engines. Watch what a connected portfolio actually earns versus what it does sitting still.
Capital deployed
$100,000Allocation
The four engines.
Backbone
BTC · ETH · L1s
30%
$30k
Core assets. The land your farm is built on.
3–4% APR
Wide LP
Wide range liquidity
25%
$25k
Set once. Earns fees across most of the market.
8–14% APR
Active LP
Concentrated liquidity
25%
$25k
Higher fees in exchange for narrower ranges.
15–40% APR
Reserves
Stablecoins · lending
20%
$20k
Dry powder that still earns while it waits.
4–8% APR
Blended APR
7.5–16.3%
Mid estimate: 11.9% annualized
Monthly income
$990
$621 – $1,358 range
Annual income
$12k
$7,450 – $16k range
What the same capital earns
One year. Three paths.
The gap is not a fee. It is the cost of leaving capital unconnected while the market keeps paying the operators who did connect it.
Compounded
Where the capital ends up.
| Horizon | Idle | HYSA · 4% | Flywheel · mid | Flywheel gain |
|---|---|---|---|---|
| 1yr | $100k | $104k | $112k | +$12k |
| 3yr | $100k | $112k | $140k | +$40k |
| 5yr | $100k | $122k | $175k | +$75k |
| 10yr | $100k | $148k | $307k | +$207k |
10 years idle
$100k
10 years · HYSA
$148k
10 years · Flywheel
$307k
+$207k vs idle
The shift
Belief does not pay fees. A connected position does.
These are modeled ranges, not promises. Pull up the sliders, cut them in half, test the floor. The point is not the exact number. The point is that the gap between doing nothing and running the Flywheel is the difference between hoping the market rewards you and being the operator the market pays.
Yield ranges sourced from GPS Day 3 specifications: Aave stablecoin supply APYs, Uniswap V3 historical fee yield (2024–2026), StakingRewards Ethereum analytics. HYSA benchmark uses a representative 4% APR. Not financial advice.